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Health Insurance Costs and Coverage
Health and medical insurance may be difficult to get or difficult to afford. It's important to understand how health insurance works, how to choose the right plan wisely, and to be aware of the potential problems you may encounter with costs or coverage. You will find some solutions to health insurance challenges here.
How to Choose the Right Health Insurer During Open Enrollment
These guidelines will help you choose the best health insurance coverage for you and your family.
How to Compare Health Insurance Plans to Make the Best Health…
When it's time to choose your health insurer, there are important questions you must ask yourself, and them, to be sure you're getting the best coverage for your circumstances and wallet. Here's how to compare health insurance plans to be sure you're making the right choice.
Should I Choose a High Deductible or Catastrophic Health Insurance Plan?
When it comes time to choose an insurance plan, those lower premiums that go with high deductibles are tempting. How can we know whether a high deductible or catastrophic health insurance plan is the right choice for saving money?
How Do Health Insurance Companies Decide Who to Insure or How Much to Charge?
With the passage of the Affordable Care Act, more Americans have access to health insurance. But accessibility can be eclipsed by the cost of that insurance. How do health insurance underwriters decide how much the premium will be for their insurance?
Your Drug Prescription History May Affect the Cost of Your Health Insurance
If you need to purchase private health insurance, you will be interested to know how the cost of your premiums is determined. Most patients are surprised to hear that their drug prescription history is tracked and is a part of that algorithm.
I'm Healthy. So Why Does My Health Insurance Premiums Increase Each Year?
Why is health insurance so expensive? Why do health insurance premiums increase each year? And why do we pay more and more each year, even when we are healthy?
FAQs About the 2009 COBRA Health Insurance Subsidy Program
As a part of the economic stimulus plan (also called the ARRA - American Recovery and Reinvestment Act), any American laid off during the recession of 2008 - 2009 may qualify for federal assistance to pay for COBRA health insurance continuance. Here are some FAQs to help you understand the benefits, and to decide if you qualify for this...
Using COBRA for Health and Medical Insurance Coverage
You may take advantage of COBRA for extending coverage of health insurance from most employers under certain qualifying circumstances. Those include being laid off or losing your job, or divorce, retirement or death of your spouse. Learn more about how COBRA works and what it covers.
